Due to the lack of offers in financing by traditional banks and the rise of the Internet, fast-track financial institutions have appeared online, offering fast money without paperwork and hardly meeting requirements. The growth of this sector is still very large, with a great competition between these companies, which has made it possible to obtain free credits, without interest or commissions. These free credits are offered to new customers to try the service, so that when they need quick money they use their company to obtain it.
Below we show you the list of financial institutions where it is possible to get free credits and not have to pay anything for the borrowed money, since you will return the same amount you have obtained, without having to pay interest or commissions, besides being able to do it from a safely and without hidden fees.
Where to get free credits without interest or commissions?
The free credits are obtained in financial institutions of fast online credits that have this promotion for new clients, so it is a good opportunity to finance for free and thus not have to pay interest or commissions for the money you get through this type of loans. We show you the list of financial institutions where you can get credits for free or at a very low price:
Zaloan was one of the first online fast credit entities to offer free credits to new clients. At this time it offers the first credit up to 300 euros to be returned within 30 days for free, without having to pay interest or commissions. In addition, you can get the money in 15 minutes, as it is an entity specialized in offering fast money without the need for paperwork and simply filling out an online application through the Internet. You will not need payroll or pension to get the money, since it is not a necessary requirement, and your loans are unsecured, so a guarantee is not necessary.
Zengga is another fast online credit institution where it is possible to get money without having to pay a lot, since it offers the first credit for only 5 euros of management expenses. You can have up to 300 euros to return in a maximum period of 65 days, paying only 5 euros for it. To get the money you will need to have monthly income that you can justify and an endorsement is not necessary. You can have the money in 10 minutes making the online application and without paperwork through an online application form on your website.
Creditsanfo is another fast mini-credit financial institution that offers free credits, with no interest or commissions. In this case, offer your first credit up to 200 euros to return in a maximum period of 30 days at zero cost. You can have the money in 10 minutes, since all the management is done through the Internet and it is not necessary to carry out paperwork. It is not necessary to have payroll or guarantee to get the money and do not accept customers who are in Financial Credit Institutions or RAI. If you are in this situation we recommend you read this article that talks about how to get loans with Financial Credit Institutions.
Is it safe to get free credits in these financial institutions?
These fast online mini credit financial institutions are secure, so you can request fast money in them with total security, since they offer SSL secure connection, so your data will not be seen by anyone in the network, and they are well-known companies of trust, that they offer you transparency in the management, knowing at all times what you have to pay for the money lent, with no hidden costs or commissions.
In this case, if you get free credits in these financial institutions and return the money within the established period, you will not have to pay anything for it, only return the money that they have lent you (plus 5 euros in the case of Zengga). It is a good opportunity to get free financing for everything you need, since they will not ask you what you want the money for, so you can request it for whatever you want.
What are the requirements to meet to obtain credits without interest or commissions?
The requirements necessary to obtain free credits, without interest or commissions depend on each financial institution, since each one asks for different requirements. The requirements to obtain free credits in a financial institution in question, are the same as to obtain the other credits offered. In general, the requirements that you will have to comply with are the following:
- Have an identity document such as a DNI or an NIE.
- Be of age.
- Have an account in a bank. In some cases it is necessary to have a debit card associated with it.
- Have an email address, where they will send you the credit agreement.
- Have a mobile phone, which will be used to contact you, usually through SMS.
Other requirements that usually need to be fulfilled in most financial entities is not to be in lists of defaulters such as Financial Credit Institutions or RAI, although there are some that do accept clients with debts registered in these lists. It is also possible that they ask for a payroll, pension or proof of periodic income, although there are companies where it is not necessary.
Other financial institutions of online credits
As we mentioned at the beginning of the article, there are more and more financial institutions of loans and credits online, where it is possible to get money quickly without the need to carry out paperwork and where you simply have to fill out a form through the Internet. We can differentiate financial entities into two types:
Quick loans financial institutions
In these companies you can have money within 24 to 48 hours just by filling out an online form and sending the signed loan documentation. You can get up to 10,000 euros and for this you will need to have a payroll or pension, as it is a requirement that you will be asked. The best known financial institution of this type of online loans is Bankate, which offers up to 6,000 euros in a period of 24 to 48 hours. You have a complete list of quick loans entities here.
Financial institutions of fast mini credits
The mini fast credits offer money almost instantly, since it is possible to get it in 10 minutes simply by filling out a form through the Internet and you do not have to fulfill hardly any requirements for it, since they can be obtained without payroll, without endorsement and even with Financial Credit Institutions or RAI. In this group are the financial entities that offer free credits. Depending on the company where you make the request you will be able to get a larger or smaller amount, and it is normal to be offered up to 800 euros, although there are companies that offer larger amounts. The list of financial institutions of fast mini credits you have here.
In personal loans you have all kinds of loans and credits to get money through the Internet, so you can get fast money in a few minutes with financial products such as mini quick loans, quick loans or personal loans. Choose the financial product that best suits your needs, compare financial entities and apply for your loan now.